Pc Financial International Money Transfer

Limited time offer. Earn up to250,000points
in welcome offers with a new PC Money™ Account*.

Open account

Account features Security FAQs

A bank account that gets you more PC Optimum™ points

with no monthly fee^{1Please read additional information in the Legal Stuff section above the footer.}

Fund your card with money using free Interac e‑Transfer^® services.

Shop online and instore with unlimited everyday transactions^{1Please read additional information in the Legal Stuff section above the footer.}.

Earn 10 PC Optimum™ points^{2Please read additional information in the Legal Stuff section above the footer.} for every dollar you spend, anywhere you shop, worldwide.

EARN

Earn 10% back in PC Optimum points* on up to $1,000 in purchases at our stores⁵. That's up to 100,000 points, worth $100.

REFER

Refer* up to 3 friends and get 50,000 PC Optimum points per friend — that's a total of 150,000 points, worth $150⁴.

Conditions apply.

A bank account like
you've never seen before.

We have so much to offer — here are just some of our best features.

No monthly fee or catches

Earn points on payroll direct deposit.

Earn a one‑time bonus of 25,000 PC Optimum points when you set up payroll direct deposit and receive your third deposit^{6Please read additional information in the Legal Stuff section above the footer.}.

Early Payday

You could receive your paycheque up to 2 days early^{7Please read additional information in the Legal Stuff section above the footer.}.

Free Interac e-Transfer® services

No fees when you give money or get money.

Unlimited everyday transactions^{3Please read additional information in the Legal Stuff section above the footer.} both online & in‑store

Earn points on every dollar of your purchases

Earn 10 points/$1 on your everyday purchases^{2Please read additional information in the Legal Stuff section above the footer.}, plus up to 25 points/$1 spent at Shoppers Drug Mart^{8Please read additional information in the Legal Stuff section above the footer.}.

Make the move.

Easily open a PC Money Account today

Still not convinced?
Check out these additional features.

Tap up to $250 at a time, anywhere Mastercard^® is accepted
No minimum balance required
Earn 1,000 bonus PC Optimum points per $50+ bill payment (maximum 5 bill payments per month)^{9Please read additional information in the Legal Stuff section above the footer.}
24/7 online support from our team
Digital monthly statements
Temporarily locking any card or replacing one if it's lost or stolen
Compatible with Apple Pay and Google Pay
Optional overdraft protection^{10Please read additional information in the Legal Stuff section above the footer.}

Purple lock icon.

Keeping your money safe.

Security is our priority. So, we put extra protections in place just in case. We provide
two-factor authentication, 24/7 fraud detection and support, and Mastercard® Zero Liability
Promise for unauthorized purchases^{11Please read additional information in the Legal Stuff section above the footer.}.

Find an ATM.

Take out cash for free at one of our PC Financial ATMs, conveniently located in our stores^{5Please read additional information in the Legal Stuff section above the footer.}. Or, talk to us in person at your nearest PC Financial pavilion.

FAQs

What is a PC Money™ Account?

How does the PC Money™ Account differ from a conventional debit account?

How and when are the up to 250,000 bonus points in welcome offers awarded to my account?

How do I transfer funds into my account from another financial institution?

Do I earn PC Optimum^™ points on my PC Money™ Account?

Looking for a credit card?

Apply for a no annual fee PC Mastercard^®.

Not insured by the CDIC.

Apply now